It’s easy to bank with Merchants Bank for your personal banking needs. Hop on over!

Our traditional deposit account services offer all the modern conveniences you need. Our personal banking services are safe, reliable, and tailored to you. At Merchants Bank, relationships with our customers are top priority. Getting to know you is important to us. The more we understand your needs, the more we can help you succeed. Our personal banking offerings include:

Personal Checking

Savings/Certificates of Deposit

Health Savings Account (HSA)

Home Equity Loans

Installment Loans

Premium and World Mastercards

Whether you are looking for a credit card for personal use, or for your business, we have a local card with global power and a better choice of benefits.

To apply, speak to one of our Consumer Banking professionals.

Greater Fraud Protection with EMV Chip Technology

Merchants Bank of Indiana debit cards now come with EMV™ chip technology. Your new card now features greater fraud protection, built right into the card. Whenever the chip card is used with a chip-enabled terminal, a unique one-time code is created for the purchase to be approved. This is nearly impossible for counterfeit cards to duplicate, so you can shop with confidence. Plus, with more merchants around the world installing chip-enabled terminals, you have a more secure way to pay wherever you go.

No Ropes, No Strings Attached, NO TEASING!

While other banks hook you with teaser rates, we focus on the basics…GREAT RATES, no strings attached.

CONSUMER & BUSINESS
MONEY MARKET
1.75% APY*

Make the most of your hard earned savings dollars with a Merchants Bank of Indiana Money Market account. Be rewarded with 1.75% APY* on accounts from $0 – $1,000,000…no strings attached.

Account Details

*The annual percentage yield (APY) is accurate as of 12/21/2018.

CERTIFICATES OF DEPOSIT

A great way to earn higher interest rates than traditional savings accounts is with a Merchants Bank of Indiana Certificate of Deposit (CD). Visit a branch near you or speak with a banker for current rates in your area.

Speak with a Personal Banker near you.

Carmel, IN: 317-805-4303
Indianapolis, IN: 317-805-4300
Lynn, IN: 765-874-2511
Spartanburg, IN: 765-874-1031

Let us help you make the switch

We make switching to Merchants convenient and uncomplicated. Simply download and complete the electronic Switch Kit and one of our Personal Bankers will assist with the rest.