Merchants Mortgage

It’s easy to bank with Merchants Bank™

Welcome to Merchants Mortgage. We look forward to putting our mortgage services to work for you!

At Merchants Mortgage, we understand that a mortgage transaction is one of your most important financial decisions. Whether you are building, buying, refinancing, or consolidating debt, our highly talented and experienced Loan Officers will take time to meet with you in person to understand your needs, and provide the best products and services available to make the transaction as simple as possible. For those with a busy lifestyle, we offer the ability to apply from the comfort of home or office with our convenient online application.

NMLS #554119

Purchasing a new home or refinancing?

Congratulations on your decision to buy a new home or refinance your current home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer. Our Loan Officers are ready to assist you in finding the right product to fit your financial plans. Learn what to expect by reading these Home Purchase Basics and download your step-by-step guide to help make better choices along your path to owning a home.

Applying for a loan?

Our mortgage experts are ready to meet you in person, at a time convenient for you, to get you started. Additionally, our online application process is available for you 24/7, and is conveniently designed to allow you to stop any time and pick up where you left off. And after you submit an application, you can check loan status at your convenience.

Building or remodeling?

If you are planning on building your dream home or remodeling your current home, you can contact one of our mortgage professionals who will help find the right loan to fit your financial needs.

Down Payment and Closing Cost Assistance

Merchants Bank of Indiana is a Hoosier Homes approved lender offering up to 6% for down payment and closing costs assistance. The Hoosier Homes Down Payment Assistance Program helps low- and moderate-income individuals and families buy a home in approved areas in Indiana, potentially saving thousands in out-of-pocket expenses.