Mortgage
It's easy to bank with Merchants Bank™
Mortgage
It's easy to bank with Merchants Bank™
Welcome to Merchants Mortgage. We look forward to putting our mortgage services to work for you!
At Merchants Mortgage, we understand that a mortgage transaction is one of your most important financial decisions. Whether you are building, buying, refinancing, or consolidating debt, our highly talented and experienced Loan Officers will take the time to meet with you in person to understand your needs, and provide the best products and services available to make the transaction as simple as possible. There are many important things to consider throughout the process, especially if you’re a first-time homebuyer.
Our Loan Officers are ready to assist you in finding the right product to fit your financial plans. Learn what to expect by downloading your step-by-step guide to help make better choices along your path to owning a home. For added convenience, applying is simple using our online application linked below.
NMLS #554119
Financing Available
A fixed-rate mortgage is a home loan that comes with a consistent interest rate for the entire duration of the loan. This means that the interest rate remains unchanged throughout the life of the mortgage, and as a result, the borrower's monthly payments for both interest and principal remain constant over time.
Hybrid adjustable rate mortgages, also known as Hybrid ARMs, are a type of mortgage that offers a fixed interest rate for a predetermined period, after which the rate adjusts periodically, influenced by changes in a market index.
A Cost-Effective And Convenient Way To Build Your Home.
With our single-close construction loan, you can finance the interim construction costs and permanent mortgage of your new home build with one loan. We provide the convenience of qualifying once, reduced closing costs, locked in interest rate, and one set of closing documents.
A Loan That Helps You Land Some Land.
Our Lot Loan Program is designed to provide short-term financing, so you can purchase land where you intend to build a home.
Our Jumbo Loans are the key to unlocking the doors of luxury real estate. Whether you're eyeing a sprawling estate or a penthouse with breathtaking views, our Jumbo Loans make it all possible.
Looking to purchase a second home? Whether you desire a beachfront oasis, a mountain cabin, or a charming urban getaway, we provide the keys to a second home that suits your unique lifestyle. Our tailored solutions will help you secure that special place to call your own.
Put The Equity In Your Home To Work For You.
A HELOC (Home Equity Line of Credit) can be used to pay for home renovations, home improvements, unexpected emergencies, and much more. Homeowners can also use a HELOC to bridge the transition from one home to another.
Understand your budget to streamline your house hunt!
Run the numbers and estimate your monthly payments.

Mortgage Loan Officers
Contact A Mortgage Lender
Have questions about your mortgage? Contact us today to get in touch with one of our lenders.