Online & Mobile Banking

It’s easy to bank with Merchants Bank™

Online Banking

Pay bills and track expenses 24/7, whether you’re at home, in the office or on the road. If you have access to the Internet, you have access to your account. Online banking is a breeze to use, great for budgeting and tracking expenses and guaranteed safe and secure. Best of all, our Bill Pay Service is completely free!

View Accounts

Get an overview of your online banking accounts in a compact, simplified format. The Home tab presents account information and functions all on one screen.

Account Alerts

Set up custom alerts to easily manage your accounts. Receive an email or text whenever an item has been presented for payment, when your balance has reached a certain threshold or when a deposit has been made to your account.

External Transfers

Make transfers to and from your accounts at other financial institutions.

Online Bill Payment

Online Bill Pay is the fastest and easiest way to pay bills. Merchants Bank’s online bill payment service is a convenient, secure way to manage all your bills. Online Bill Pay saves you money on postage and the time it takes to write checks.

Zelle® Person-to-Person Payments

We have partnered with Zelle® to bring you a fast, safe and easy way to send and receive money with friends, family and other people you trust.

Manage Spending

The My Spending tab allows you to see your spending habits for each selected account, review budgeting tips and manage your spending categories.

Mobile Phone with Zelle Logo

Monitor Your Credit Score and more...

Access to your credit score, credit report, personalized money-saving offers, and financial education tips to help you improve your score or maintain a score that is already great!  All without negatively impacting your score – and it’s FREE to use!

This new feature is built into our easy-to-use online and mobile banking platforms.  So log in today, click on the Show My Score button, and get started on those new year financial goals!

Benefits of checking your score include:

  • Daily credit monitoring with alerts for major changes
  • Identify credit bureau errors
  • Understand the factors that impact your score
  • Move closer to reaching those personal financial goals!
iPhone using My Credit Score App
Credit Score Gauge

Mobile Banking

Access your bank account information from any Internet-enabled mobile device. Simply go to the bank’s website from your device and you will automatically be directed to the mobile banking site. Use your existing online banking user ID and password to log in.  You’ll be able to:

Mobile App with Remote Deposit

Our mobile app is available for iPhones, iPads, and Android phones. Search the app store for Merchants Bank, download the app, and use your existing online banking user ID and password to log in. You’ll be able to do anything through the app that you can do online! Plus, you can even make deposits with your mobile device with just a few taps.

Mobile check deposit is available to individuals and sole proprietors; some restrictions apply. See the mobile banking terms and conditions.

Mobile Payment Options

Shop from the convenience of your mobile device using your Merchants Bank Debit Card.  You can make contactless, secure purchases in stores, in apps, and on the web. Mobile Pay options are a safer way to pay, and even simpler than using your physical card. Get started using Apple Pay, Google Pay, Samsung Pay, Garmin Pay, and Fitbit Pay.

Making a purchase with Apple Pay

Apple Pay, the Apple Pay logo, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Pay and the Google Pay logo are trademarks of Google, Inc. Samsung, and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. Garmin Pay™ is a registered trademark and service mark of Garmin Ltd. Fitbit is a registered trademark and service mark of Fitbit, Inc. MasterCard® is a registered trademark of MasterCard International, Inc.

Standard messaging and data rates may apply.

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